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There is no real need to ban health coverage to those who engage in "risky" activity. Actuaries will quickly assess the risks and adjust the rates accordingly. Those employers who can afford the coverage may continue to offer it. Those who can't won't. And some of those who can, but don't want to, will have an excuse not to. Health coverage, other than workers' compensation, is not a mandated benefit. Those who pay for their own coverage will bear the brunt of escalating costs or do without. It will then be up to you and me to make some difficult choices should the legislators leave the decision making up to those who offer the coverage.
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