Right. If you smoke no insurance, drink no health insurance, eat to much no health insurance, too old no health insurance, too young no health insurance. See where I am going. Who decides? If you leave it up the insurance companies only healthy white female lesbians 16-25 would be covered...White males drive poorly counts them out. Black males get murdered more often...Hetorsexuals would be too risky.
If a rider shows up at an ER with severe injuries, the hospital has to treat him regardless of his insurance or lack of it and then be forced to collect thru a collection agency if necessary. Maybe anyone purchasing a motorcycle should be made to post a bond of say $50,000 to cover uninsured injuries to protect the hospital. Nothing like personal responsibility.
Yep that would do it Excellent Point. I think most folks just assume their employer sponsered health plan will cover them, I did. My wife, being a smart and careful consumer, didn't assume anything. That's why I carry more insurance. It sucks but...
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