Yes, they are worth it...
IF:
-You are planning on riding your bike 10k or more miles in the next two years.
-It's a reliable, nationally-recognized service plan company that's transferrable and good anywhere.
-The coverage isn't so restricted as to make it worthless (ie, high deductible, no coverage for commonly failing parts, no tow coverge).
-The rate is competitive...you don't have to buy it at that dealer! Make sure the F&I guy knows you know that. They will hit you with a very fat markup if they think you'll pay it with no resistance.
IF:
-You are planning on riding your bike 10k or more miles in the next two years.
-It's a reliable, nationally-recognized service plan company that's transferrable and good anywhere.
-The coverage isn't so restricted as to make it worthless (ie, high deductible, no coverage for commonly failing parts, no tow coverge).
-The rate is competitive...you don't have to buy it at that dealer! Make sure the F&I guy knows you know that. They will hit you with a very fat markup if they think you'll pay it with no resistance.