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Discussion Starter · #1 ·
The Health Insurance companies are always looking for ways to save money. Unfortunately there are only 2 ways; Increase premiums, or pay less claims. If they can avoid paying claims based on the politically incorrect activities of the insureds, they can make more money. Imagine where this might lead ? Deny cancer claims to smokers ? Maybe deny heart disease claims to overweight folks ? If they can get their friends in the Govt to back them, almost anyone could be a target. Where are the self appointed defenders of the common folks ? You know the ones who hold press conferences everytime some bizarre little fringe group gets their feelings hurt.

Interesting artictle Danielle.



GS
 

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Possible redundancy?

One reason the health insurance companies don't want to pay for accidents is because that is the realm of the auto insurance company, at least here in Minnesota. If were injured in a crash, my auto insurance would pony up for the hospital bill, not my health plan. If, and only if, my auto policy didn't cover the full cost would my health plan kick in and make up the difference above the deductable. I think the HMOs and insurance agencies may simply be trying to make sure that the auto policy becomes liable before they start shelling out the cash.
 

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Discussion Starter · #4 ·
Re: Possible redundancy?

How would that work for folks that don't have insurance on their motorcycle ? I know many folks that have health insurance through their employer, but maybe carry liability or nothing on their bikes.
 

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Insurance companies are blood-sucking, money-grubbing thieves. They deny medical care to the suffering, kick mothers and new-born babies into the street minutes after delivery, and routinely pay doctors late on claims they know are valid just to earn that extra few cents of interest they get from leaving the money in the bank. They use their profits to buy politicians to buy themselves immunity from antitrust laws and deny consumers their constitutional rights to due process.



On a more personal note, my brother had a job offer from an insurance company once. I'm glad he decided to become a drug dealer instead.
 

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Guess I'm one of the lucky ones... My company has reserved motorcycle parking - concrete pads that are protected from the cagers and right near the entrances to all seven of our buildings. Our insurance doesn't appear to have any clauses about riding either.



Doesn't mean thought that one shouldn't jump on the AMA bandwagon, write letters and push like hell for these regulations.
 

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OK, back to the point. I assume that these regulations provide guidelines to insurance companies on how they can structure their policies. If this is the case, and no further review by Congress is pendeing, then we've just been given the shaft brothers and sisters. Please please please write to your State and Federal representatives to express your concern/outrage. Drop the AMA a line also, they like to hear from us.
 

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Regulated Industry - yes, if it's done right

The idea that government can't run an efficient program has become so pervasive that it's now a common belief among the American public. Unfortunately, it ignores the fact that not all government programs are inefficient, nor does it really look at what causes problems in the first place.

There are things that the government is very good at doing, and some things they are terrible at managing. If you get right down to the bottom line, government should lead and insure that the privte industry does what is right for the country and it's citizens.

We commonly believe that our health care system is the best in the world, and when the argument comes up concerning universal coverage we point to problems with the system in Canada or Great Britain. Yet, you hear little about Germany's system. I mention Germany's system as it provides universal health care through several hundred private insurance companies, and insures that everyone is covered; everyone. It's a system that the government governing, and it works exceptionally well.

We are the only industrialized nation that doesn't provide universal healht care, and if you don't have coverage through an insurance company or public, quasi-public or private employer you can expect to go bankrupt.

You can bet your ass that the insurance companies influence in the legislation is intense. This is just too important to them financially to just let our representatives and government administrators develop the details, and you can bet insurance company and health care industry lawyers are involved in the process. It's called an iron triangle and the only way to stop the process is for a massive outcry.

We should remember that our government is a government for the people and take it back from corporate interests. If any of you recall the initiative in the early 1980's to ban superbikes - Senator John Danforth of Missouri was the leading legislator acting on behalf of insurance company interests at the time, know this. Once that became known, the man couldn't have a public discourse without facing the issue from angry motorcyclists and bikers. Being a reasonable man, he considered what his constiuents were saying and dropped his support for this nefarious plan, and began working with various biking affiliated groups.

This current legislation affects a lot more than motorcyclists. It could be interpreted to children riding bicycles, swimming or playing anything that has the slightest bit of risk. Don't just focus on those who ride, gateer allies from across your neighborhood and let this become an issue that will make congressmen and women from across the country face the wrath of the people.
 

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It's not the government's responsibility to care for its citizens' medical coverage. That is completely opposite the intent of our founding fathers. I am quite sure I am not alone in believing that we need less government intrusions into our lives, not more. That is the definition of freedom. If you don't like it here, then get the hel-l out. God bless America.
 

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Re: no reason insurance companies should not pay

I just got finished with my budget for this year. My number one increase over last year was for health insurance for myself and my employee's! It went up 28%!!!!!!!! I've only one small claim on my workforce in 5 years Of all the items in my budget It has been the highest percentage increase each year in my budget for the last 5 years and that includes my own personal pay check! When they get a larger increase then me, something is wrong with the system! There is absolutely no way that they should be able to raise their rates by this percentage and DECREASE coverage!!! Regardless if your vehicle insurance should cover it or not, they should pay at the rates they are charging! Wish I had put stock in some of these insurance companies because they are the only ones getting anything out of them!
 

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No, but nothing.

Notice--

We are the only industrialized nation in the world without government controlled health care, and yes, we DO have the best health care in the world. The Mayo clinic is a couple hours from my house.

You have an entirely wrong idea about government. It is not their job to "protect us from corporate interests." It is their job to protect our God-Given, constitutionally enumerated rights. I'm sorry, I don't see the "right" to health care anywhere in the constitution. Health care seems to have become a de facto "right" of the American people. The problems is, if it is a "right", then the government must force others to provide their health care to satisfy this "right".

Of course the health insurance companies are heavy lobbyists. When government decides that it needs to regulate health care, why wouldn't these companies do everything they can to improve their business? If lawmakers would stop sticking their big snouts in the free market, then the insurance companies wouldn't have any reason to lobby them.

When buying and selling are controlled by legislation, the first things that are bought and sold are legislators.

I can't believe this point can escape so many people. Did EVERYBODY sleep through their college (or even high school) economics class?
 

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Re: Possible redundancy?

Well, I assumed your state requires insurance. I forgot that some states are not a socialist regime like Minnesota, the "state where nothing is allowed."

In the case that you don't have auto insurance, and your health plan won't cover you, I guess it's time to shop for auto insurance. Get that disability and dismemberment plan!
 

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Ingrateful bastard.

Go live in fun-filled Russia and see how fun it is to wait in line four hours for a loaf of bread, ****head. Or, go live in Iraq, who's tin-pot dictator uses chemical and biological weapons on his own people. Or, live in Cuba, a land so rich in resources that everyone should be driving a Beemer, yet due to Castro's iron hand of bondage, nobody has a pot to piss in or a window to throw it out of.

You sit there at your thousand dollar computer and complain about how America sucks?
 

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Whew! Not only could she probably write a good "bikes & babes" article, she could BE a good "bikes & babes" article! Seriously though, she's posted a good chunk of the best articles MO has done. Here's to hoping she graduates from intern to staff member soon!
 

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Ugh

Where have you been. Everyone has been making fools of themselves drooling all over any bit of text that flows from her keyboard for the past couple of weeks.

She seems really cool, and yeah, she's pretty, but do you think she is going to drop you an email or give you a call because you call her a "babe" on some forum? She is an MO employee, and as such should be given a bit of respect. Not talking about this post, just in the past, people have been barking like dogs asking for more pics of Danielle.

Keep up the good work Danielle, hopefully the dogs don't chase you off like they do most women in the Motorcycling world.

Rob
 
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