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I have only one complaint about helmet laws: Medical bills. I wreck a bike and it is my fault I am forced to pay my own bills. That should be true for ANY motorcyclist that goes down without a helmet. Joe Taxpayer should not foot the bill! Other than that, I could care less. I've given up on the whole subject of helmet laws, tiering, training- the whole lot of it. Just don't make me pay for someone else's stupidity.
 

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...skiers, bicyclists, pedestrians, hikers, kids playing sports, people using swimming pools, surfers.... we could go on and on and on. All these are dangerous activities and anyone being hurt doing these things should be denied taxpayer funded medical care, even though they are paying the "premiums". Yeah, that's the ticket. People being taxed to death and when they get hurt deny them any treatment. We can save lots of money that way! Just hire a couple of guys and a wheelbarrow to haul the bodies away to the landfill. That'll result in lower taxes and premiums you bet!
You're smarter than that, aren't you? My basic beef is- we choose to participate in an activity that IS more dangerous than most. You, me, everyone on this forum have personal responsibility. It's is not my job to keep you healthy. It's not your job to pay my child's medical bills when she breaks a leg on the mx course. I'm not say "Don't treat the injuries". I'm saying don't make anyone but the injured (if at fault) pay their own [email protected] way. You bust that bean don't expect a Joe Taxpayer bailout.
Paying premiums for Insurance gives you the access you need to medical services. That, in no way, is related to my arguement. Health providers should not be allowed to pick and choose the injuries they cover. It all should be covered- no matter the nature or cause of the injury. SEE- the arguements are NOT connected.
 

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How about other forms of social responsibility. So you aren't for Aid to Dependent children, welfare, unemployment paychecks, food stamp, etc.? You are an 'everybody pay their own way' guy? I'm all for it. Those programs cost us a hell of a lot more than injured motorcyclists. I never collected a dime on ANY social program, but I sure as hell paid a hell of a lot of money into them. When is it my time to collect?
The ONLY socialize system I am in favor of is SCHIP. BUT- there needs to be a standard to live by. The Family must make NO more than $40k combined to qualify for Childrens Health Assistance and the system should not be FREE. You should have to pay a minimum premium and Co-pays. When I was poorer (than now) my daughter was in the PeachCare system in GA. I paid $99 a year and $10 Co-pays. I got the service until my income raise back up to a level where I could afford private coverage again and cancelled the State policy. They help long enough for my family to find more income and better (than the state) coverage. No abuse of the system. I asked for nothing free. I paid in, they supplied a service and I dropped out as soon as I could (2 yrs). You don't pay taxes to be taken care of by the Gov't. You pay them to run the Gov't. Do I think food stamps, SCHIP and other welfare programs work? Yes and No- It could work better if we didn't live in a society that abuses the very system. Umemployment, Food Stamps and other programs should have a six month window. After that you should have to re-apply for the aide. If you make it make it harder to stay in the system less people will abuse it.
 

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Kenneth- The term "Less Fortunate" is a joke. There are very few cases were this should apply, if at all. You, me and everyone here make our own way. If a person grows up to be "Less Fortunate" they did not make the choices in life to lead to a life that they are happy with. Is that Less Fortunate or stupidity? I've spend most of my life making very little money because of past mistakes in my steps of life. I'm not Less Fortunate. I was irresponsible (or stupid). Now, I'm 41 and have had ACE for 8yrs. I'm less irresposible now. I made a decision to go back to school (at 30) and get my insurance license. I'm not at the stage where I can say I'm well off, but I'm WAY better off than a decade ago. Less Fortunate wasn't something I depended on and NO ONE else should, for that matter.
 

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No one? Surely you don't mean that not a single person has been put into positions of need by forces outside of there control. What about the people who lost everything in disasters like Katrina? Hard working homeowners who all of a sudden had no home, no job, and a family to take care of. What about the middle class family where mom stays home to take care of the kids (only 2) so has no "career" and her husband all of a sudden dies? Now she has no income and a family to take of, all by herself. I won't even suggest that he died of injuries sustained in a motorcycle accident because he wasn't wearing a helmet...

I realize this isn't what you meant, but my point is that there are people - and probably lots of them - who truly do need assistance for a time, and not because they're lazy or stupid.
Natural Disater is not an excuse for "sponging" tax payer money. More waist happend with that (Katrina) than any other disaster (9-11 included) in US history. As for the family referrence: If Dad (or Mom) is a dumb ass, uneducated or will only work a part time job- it is all still no excuse for abuse. You always have a fall-back plan. The system should only be there for temporary help. That's it. It's not my job or anyone elses to make sure tax payer money helps people for extended amounts of time. Katrina victims should have bucked up and started over. They whined instead. If this same Hurricane happened in the '30s people would have picked up and moved on. We (compassionate people) decided to let our gov't throw millions of tax-payer monies at this situation and it was abused. Do Floridians do this- not on that scale (ask Kenneth Moore, he's from there). Step-up, help yourself or loose out. That cut and dry. Sorry this all sounds so mean but after 10yrs (before my insurance career) of being a bail bondsman and bounty hunter (no- it's not like DOG) you take no on compassion for the truly inept. I had to deal with ignorance for too long in that job. We're surrounded by the un/under-educated (thank gov't schools) and they think we owe them- SCREW THEM. Make your own way or get out of the way.
 

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I agree that people shouldn't be on the taxpayers' teet for long periods of time. But why shouldn't the government and citizenry help those who have fallen become contributing members of society again? This isn't the 30's, and why should we have to live like it is? Just because our ancestors were able to live in caves, hunt, forage and live without On Demand doesn't mean we should now.

Again, I don't think the system as it stands now is anywhere near perfect. That doesn't mean that the idea of it isn't valid or that it should be eliminated.

Oh, and wear your helmet...
Why Should We! Marx said "From each according to their abilities to each according to their needs" para-phrased, of course. In the 30's the Feds created dependency when they created the welfare state. It's decades later and it's worse now than then. Social programs hurt people because many (not all) are too lazy or unmotivated to take care of themselves. Our Imperial Federal Gov't WILL become the Socialist United States when the Dems take control of the Presidency. Our (Union run) Educational systems DEPEND on ignorance and they keep our kids "dull" to keep them from asking questions. Welfare scum vote for those that sign the checks because they don't want to "Live Free" and Dems want Illegal Aliens (no pc intended) to vote because they- Dems- figure that's just more votes for them. Our system of gov't is broken and no one has the balls to fix it. Patch here, patch there- nevermind the ship is still sinking....
So, do real tax paying citizens get tired of this system? Apparently not. If Men of today were half the men that their Grandfather's were we'd already have the problem fixed. But our PC world and the fact that Liberals think we should all be as proper as the French have us in a position of being a bunch of girly-men. It's no wonder we're still fighting in the Middle East. They know we don't have the balls to get the job done. We're not allowed to drop bombs at will and make them quit. Our system of Elected Republic (remember, our founders did not set up a democracy) is on the way out and our children and the generations after are in big trouble.
It's tough to say but thoughts like yours are what cause problems. Singularly it's harmless but as we add thousands with similar thoughts our compassion for humanity is our down fall. We live in a brutal world- why hide it?
 

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And therein lies the difference. I think the vast majority of people are better off today than at any time in America's history. You said it yourself: you got motivated and you were able to build a terrific life for yourself! Did you know people were starving to death in the 30's when Roosevelt started the New Deal?
Yes- are there more or less people starving now? The New Deal was born from the depression but that's not what got us out of the Depression. It was WWII that got us out. Our ability to manufacture war items helped make people make money. My Grandfather was an auto industry executive with FORD back in the late 20's early 30's. When the war came to America he started his own supply company for the US Gov't to supply them with tank and airplane cast parts. He became very rich in a period that was not. He did not rely on the NEW DEAL to bail him out. He got educated and learned from Henry Ford how to make a busniess work. It's our own fault we are in this situation. Those that think our elective system is rigged don't vote (which consist of nearly half the country). Those that do vote keep the same slags in office no matter the performance. If they were heads of Industry they'd be fired for their performance. Just something to chew on.
 

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I'm out after this- promise

People were fed by local and State programs. Not the New Deal.

The successor of the New Deal, the Great Society has been an unmitigated disaster and virtually destroyed entire cities. Yeah. Let's do more of that big govt solution shyt. It works really well.
You have just stated my point. The Federal Gov't should not be involved with these programs at all, unless it's providing matching funds for a state run program (which will have far less devistating effects on the economy). It should be up to the individual states to support or not to support any welfare type system. That way those that are locally elected can actually be held accountable when, or if, the system implodes. Keep it local. Give people a choice (by vote) to have or deny access to programs. Let the people live in the states that most suit their needs. I'm sure you Californians would be over-run sooner than later.
 
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