First Post 
Are you sure the $4000 isn't for full coverage? If so, do like me (my insurance on my F3 would have been sky-high if I fully covered the bike) and get just the minimum coverage the law requires.
It should get you to a reasonable level.
I ended up selling the F3 and getting a naked sportbike = much cheaper to insure, and just as fun (or more fun!).
Are you sure the $4000 isn't for full coverage? If so, do like me (my insurance on my F3 would have been sky-high if I fully covered the bike) and get just the minimum coverage the law requires.
It should get you to a reasonable level.
I ended up selling the F3 and getting a naked sportbike = much cheaper to insure, and just as fun (or more fun!).