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After my first / last gym membership I learned never to allow automatic payments. I pay online most of my bills and they are reoccurring but its me sending it out, not someone coming into my account and taking. Learned with our fraudulent mortgage company that paying on line and having the bank cut the check is your best butt coverage out there. We paid before the first but since it was after the 17th they wrote us up as late. Even though we were in advance. Quick call to the bank and its now their problem to sort out as they cut the check. Kinda nice having a bank on your side for a change...
 
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