The first time I changed insurance companies was when I bought my first "sport bike" about 6 years ago. Because I never owned another sport bike before, my current insurance provider was going to have my rates go through the roof. I looked around, and found an insurance company whose rate was literally over a thousand dollars a year less than my first quote. But, since that time, I ended up with Geico, because they are now the cheapest insurance provider I found for the bike I have and based on my personal information. If you're unhappy with the quote your insurance company gave you, I'd get other quotes. At least if the other quotes aren't any better you won't feel like you're getting ripped off!