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Funny, I've never had "trouble" getting Insurance - even as a 18y.o. Punk with a 383 Roadrunner and a Lead Foot.

Might have cost me a bit - but it wasn't hard to get insured.

And I agree 110% with mscuddy on the Un/Under Motorist coverage. It's an inexpensive rider - don't cheat yourself.
 
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