Motorcycle Forums banner

Motorcycle Risk Study by Insurance Company

22349 Views 134 Replies 34 Participants Last post by  kpaul
For those of you without Adobe I have copied part of the study:

Sport bikes are most likely to have their operators held to be at fault

for the accident.

Sport bikes are more likely to be involved in single vehicle accidents

than are other types of motorcycles.

Sport bikes make up only 16% of the motorcycle pool and account for

47% of the claims. Sport bike claims frequency is more than four times

higher than any other category.

Sport bikes are most likely to be registered to people with the least

motorcycle experience

Sport bikes are generally recognized as higher risk motorcycles for the

following reasons:

a) very high maximum speeds

b) their ability to accelerate rapidly

c) very high power/weight ratios

In summary, sport bikes can be considered the highest risk vehicle on the road:

- sport bikes can be very difficult to control

- sport bikes are attractive to less experienced riders

- sport bikes tend to be more frequently used in higher risk situations

While sport bike rates are generally 28% higher than motorcycle rates overall, based

on claims experience they should be as much as 89% higher.

I bet KPaul doesn't have much to say at this point.
See less See more
81 - 100 of 135 Posts
Re: KPaul's rebuttal to longride.

Responding to stupidity is futile. No matter what the circumstances, KPaul is always right. Even with the FACTS AND DATA that he is so proud of stuck in his face, along with his "prove it" line. Well it's proven above, and he still can't admit it. If ignorance is bliss, he's got to be the happiest MF'er on earth.
You are right. The bike is as safe as the rider. And sport bike riders aren't safe are they? The study above shows that. Plenty of cruiser riders can't work the controls either. But those bikes don't have 150 horsepower and can't go 185 mph. That is what makes the BIKE more dangerous than the other BIKE. Get it?
"sarnelly..high horse"... very clever,

The closest I've come to a modern 600 was a few years ago I rode a friends F4i. However I know how engines, powerbands and torque curves work.

Nobody is saying a cruiser can out run a sportbike in a drag race or open road or twisties, the point was that in an in town situation, where you're riding in higher gears, ie; out of the powerband a bike that makes it's peak power at a lower rpm would be inclined to accelerate faster because the engine would already be in it's peak power range, as opposed to an engine that had to be downshifted three or four times to get the rpm up high enough to produce good acceleration

Since neither I, nor my friends own 600's or cruisers I really don't have any way (or inclination) to try to prove it, but it seems logical to me, given my knowledge and experiance of how engines work.

The reading comprehension comment came from your apparent ability to misunderstand some concepts and immediately jump to the wrong, most negative conclusion
See less See more
Lessee, loose gravel, oil slick, wet patch. Yeah, those are all the excuses I used for riding over my head.
Re: In other news. O'Rielly tagged with sexual harrassment charges

It is duly noted that you completely avoided responding to anything I said.
I haven't tried doing it side to side with a 600 & a cruiser.



I have done it with my SV650 I used to have and it would pretty easily walk a cruiser from normal street speeds.



I rode an R6 a little while ago, and while it was slightly soft on the bottom, there is no way you needed to keep the revs above 8000rpm to go fast as is commonly stated on this site. I could ride it way in excess of the speed limit without ever using the top of the powerband. The new 600s truly are extremely fast and not exactly weak on torque.



The cruiser seems to have a more satisfying instantaneous hit in the first .1 second, but then it doesn't go anywhere.



If I was riding the 600, due to gearing and where the engine is smooth, I doubt I would be much below 4000rpm anyway, and the bike IS faster than a cruiser by 4000-5000rpm.



Just because it is unpleasant to "cruise" at 5000rpm on a big twin doesn't mean it is unpleasant on a bike designed for it.
See less See more
I would think that you folks who so adamantly demand the right to ride without safety gear would be the last people to want to see a class of bikes banned or restricted.



If sportbikes are banned... how long do you think it is before all bikes are banned?



You really think cause John Kerry and a few other politicians "pose" on a Harley that it would protect cruisers?



As soon as 18 year olds are not allowed to ride sportbikes, the new "great danger" that the media will endlessly harp on will be the other group of riders that kill themselves with frequency... middle aged guys on cruisers who ride to the bar and have a few drinks.



Next thing you know they would be trying to ban all bikes.
See less See more
Another excellent post, read this one GPTB

"I rode an R6 a little while ago, and while it was slightly soft on the bottom, there is no way you needed to keep the revs above 8000rpm to go fast as is commonly stated on this site. I could ride it way in excess of the speed limit without ever using the top of the powerband. The new 600s truly are extremely fast and not exactly weak on torque."

boule excellent point. Well said.
Your wrong. They are EXTREMELY weak on torque. I don't know what your definition of "going fast" is, but your ass will get smoked by most bikes on the road if you are below 8 grand. If you think your bike is faster than a cruiser at 4 to 5 grand, I have a Valk at my disposal and 10 grand that says your full of crap. Lets see if you put your money where your mouth is.
This isn't that hard, guys. Look at a dyno chart. There is no way a sportbike is faster than a cruiser at 4000 rpm if it's making half the power. By that same logic a 600 could be faster than a literbike at the same rpm.
For those that can't read

I'll post it again:

Sport bikes are generally recognized as higher risk motorcycles for the

following reasons:

a) very high maximum speeds

b) their ability to accelerate rapidly

c) very high power/weight ratios

In summary, sport bikes can be considered the highest risk vehicle on the road:

- sport bikes can be very difficult to control

- sport bikes are attractive to less experienced riders

- sport bikes tend to be more frequently used in higher risk situations

While sport bike rates are generally 28% higher than motorcycle rates overall, based

on claims experience they should be as much as 89% higher.

There ya go asswipe. I didn't "paraphrase" anything, jerkoff. I copied it straight from the report. That isn't "paraphrasing". You probably don't know the difference. The article in Motorcyclist was NOT A STUDY, nor did it have any basis in fact other than a bunch of sef-serveing blowhards making up shyt. It was an article that had no basis in science or fact. Those are the same guys at said speed had no effect on accidents! Yeah, good crew to cite for this argument. I ride a sportbike too. I just understand that they are NOT SAFER than cruisers, nor are the people that ride them. People are getting killed. Most of them here are on sportbikes and were speeding excessively when they crashed. Riding drunk is already against the law stupid, so how can I "support legislation to curtail this type of riding"??? Sport bike guys don't ride drunk?? In my life I saw many, so let's put that lie to rest. I've been riding 37 years, and probably have more miles on my shoes than you have on motocycles. I think you need to grow up and face facts. If you are personally offended by the FACTS that I posted, tough shyt. Plus, for the record, show me where I pissed and moaned about what ANYONE rode. If you are an example of what comes out of kindergarten these days, go back and learn how to read.
See less See more
Re: KPaul's rebuttal to longride.

You forgot about his childish name calling when he can't rebut any of your points. Hence the nicknames he uses that I haven't heard since the third grade. He should it least get his mom to help him with those so they don't sound so pathetic.

He's really gonna ***** himself if he ever goes to Daytona or Sturgis. 100% of the people riding choppers there are under 40. So much for naked sportbikes.
2500??! I ride a 600 sport bike nearly every day - that thing is NEVER below 5000rpm unless the throttle is nearly closed.



What I'm saying is, most 600's never see 2500rpm - certainly not any "roll-ons" from that rpm range. Try about 6000-7000 rpm for a 80mph roll on (which is past the redline for most cruisers). And that's in top gear. Your comparing apples and oranges.



Good opportunity!

While in Vietnam they can tour the Vietnamese War Museum where John Kerry's picture hangs in a place of honor. An honored ally of the North Vietnamese communists.

Remember the million people who fled Vietnam after the Commie takeover, to avoid imprisonment (re-education) or execution? A direct result of the actions of people like Ramsey Clark, Jane Fonda and, yes, John Kerry.

And let's not forget the fallout in Cambodia where 20-30 percent of the population was slaughtered by communists while the UN and the "compassionate people" wrung their hands. Also a result of the Fondas and Kerrys and their ilk. Those self-proclaimed experts who said with such authority and conviction that a communist takeover couldn't possibly be worse than resisting a communist takeover. This in spite of the fact that Soviet Communism had slaughtered millions across the globe in a methodical fashion that was as predictable as the sunrise.

These are just the sort of people we need running our foreign policy.
See less See more
Re: KPaul's rebuttal to longride.

I'm so sick of those stupid statements about braking that I could puke. I've can't think of a bike I've ridden with disc brakes that I couldn't haul to a screeching halt in a hurry. For that matter the old doubleleading drums were also efficient stoppers. So what if it requires a hard squeeze rather than two fingers?

Sportbike brakes are designed to withstand hard and virtually constant extreme use without failing. Streetbikes don't require that ability to dissipate the high heat loads. So that whole "better brakes" argument is just plain stupid.

Which makes it the perfect argument for Kook.

Skill trumps any supposed "advantage" anyhow.

And that idiotic reliance on magazine generated 0-60 times is another sore point. As if Kook is going to even come close to the under 3 second 0-60 the pro riders put up for the mags. So what i4 the 5'4" 135lb pro can get a Ninja through the 1/4 mile one half second faster than the XB12R? 1/2 sec? Kook's incompetent launching ability (which is where a drag race is truly won or lost) loses him a least a second or two to start with.

What rot.
See less See more
I don't think that there even was a 600 class when Reagan was president. Most people still wanted real motorcycles back then in the Good Old Daze.
You really cruise through town at 6000rpm?
Re: KPaul's rebuttal to longride.

...not to mention that 0-60 times have absolutely nothing to do with how safe a motorcycle is. I can't think of a single situation where your bike's ability to accelerate quickly from a stop using a drag race style launch will keep you from getting run over by a car. Rolling along at town speeds and having to accelerate quickly without downshifting is a much more common scenario.

Not to mention that launching a sportbike well is extremely difficult to do, and that a cruiser in this case would be MUCH safer since it is far less likely to wheelie over backwards...
Re: In other news. O'Rielly tagged with sexual harrassment charges

This surprises you?
81 - 100 of 135 Posts
This is an older thread, you may not receive a response, and could be reviving an old thread. Please consider creating a new thread.
Top