New Rider? Read this thread FIRST!
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You should take the Loan Officer a Present - something chocolate.
I know! - Take a Chocolate Gun as a Gift for them!
Then, rush into the Bank excitedly and shout "GIVE ME THE MONEY OR YOU WON'T HAVE A REASON TO LIVE!" and wave the Chocolate around for everyone to see what a wonderful gift you've brought.
Success is a virtual Guarantee!
Good luck. Are you going to the bank? Not a bad idea, but don't lock yourself in. Suzuki has some nice financing incentives right now, if your credit is good you can get an incredible rate.
My credit sucks balls. When I was trying to get my Honda Ruckus I tried every avenue. I ultimately ended up having this credit union give me a loan and it had damn good rates. I got 1,500 towards a 2,500 bike. When I called them Saturday they made it seem like my perfect history with them this past year plus non of my info (pay,job, etc) changing meant I was a shoe-in for a great loan. I'm hoping I get a $2k loan as it's really all I need, and it'd be incredibly helpful.
Honda wouldn't touch me. I know that doesn't mean Suzuki wouldn't either, but since I have an established history with this CU, I think I'll get the best deal there. Thanks for the advice though!
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Congrats! Love to hear about your experiences as you learn. It's always a fresh reminder to hear from the newbs. Keeps us on our toes!
Things are moving fast. Instead of shooting for my endorsement right out the door, I'm going to get my learner's permit and learn on my own terms on the service road connected to my parking lot. So that means I need around a thousand less to get started. =)
I will definitely share my experiences. Also will do a written and video review. Literally my only worry is the seat hight. But I think I'm over thinking it.
As things stand, the plan is I'll have this bike sitting in my parking lot in less than 25 days. I may need to sell a few things that I'd rather not sell in order to make that happen, but it'll be worth it in the long run.
I will definitely share my experiences. Also will do a written and video review. Literally my only worry is the seat hight. But I think I'm over thinking it.
As things stand, the plan is I'll have this bike sitting in my parking lot in less than 25 days. I may need to sell a few things that I'd rather not sell in order to make that happen, but it'll be worth it in the long run.
Okay, so for anyone who cares, here's what my experience with Suzuki has been thus far:
I call the main number. It says push whatever for motorcycles. I push it. It gives a telephone number to call, it repeats it twice, it does not say the same number twice. The middle three numbers go from like 868 to 686 in it's repeat.
I figure I was wrong, I call the second number. They say they get calls for Suzuki all the time. Not them. I call the first number. It doesn't exist. I recall the main number, and they say they know about the number problem. I ask what the right number is, they say there isn't one. They give me a number and I call it. No salesmen, just a lone mechanic. He says call frank and gives me yet another number. I call it. Ron answers. Ron talks to me like he's aggrivated that he has to even answer the phone. He ultimately says he can get me to sit on the bike for $500 non-refundable. I call him back and he says he can transfer that deposit to another bike if I don't like the TU250.
Local Suzuki doesn't even have the cruiser I'd be settling on so **** Suzuki.
I sat on the Yamaha Cruiser and it fit like a glove. And turns out someone is selling one locally, half the price, 2006 model, under 900 miles, and they're 2.5 miles from my parents. I'm going to go check it out tomorrow and may own it next week.
I call the main number. It says push whatever for motorcycles. I push it. It gives a telephone number to call, it repeats it twice, it does not say the same number twice. The middle three numbers go from like 868 to 686 in it's repeat.
I figure I was wrong, I call the second number. They say they get calls for Suzuki all the time. Not them. I call the first number. It doesn't exist. I recall the main number, and they say they know about the number problem. I ask what the right number is, they say there isn't one. They give me a number and I call it. No salesmen, just a lone mechanic. He says call frank and gives me yet another number. I call it. Ron answers. Ron talks to me like he's aggrivated that he has to even answer the phone. He ultimately says he can get me to sit on the bike for $500 non-refundable. I call him back and he says he can transfer that deposit to another bike if I don't like the TU250.
Local Suzuki doesn't even have the cruiser I'd be settling on so **** Suzuki.
I sat on the Yamaha Cruiser and it fit like a glove. And turns out someone is selling one locally, half the price, 2006 model, under 900 miles, and they're 2.5 miles from my parents. I'm going to go check it out tomorrow and may own it next week.
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Wait. They want to charge you $500 to sit on a bike?
They'd have to order it so it's really more of a "non-refundable deposit". So It'd be a gamble. If it fit, great, if not, I'm out $500 or have to buy some other Suzuki. And let's say they didn't have the cruiser 250 in stock. There's no other Suzuki I'm interested in. And if I have to choose a cruiser, the Suzuki isn't my first pick.
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17,461 Posts
LOL! You'd think it was a seller's market. I'd stay away from that stealership.
Have you checked the used ads? I see used GZ250s frequently.
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11,491 Posts
That sounds more like it!
And when you're ready to move-along to the next bike - be sure to give the next rider a good deal on it like it appears you're getting.
2006 Yamaha Virago 250 - a set on Flickr
Now I just need to pass my permit class this Saturday, and then learn how to ride...
Now I just need to pass my permit class this Saturday, and then learn how to ride...
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2,331 Posts
Lookin' good. One step closer.
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I'd say you got a deal, make sure the maintence is up to date, oil, etc, and make sure the tires arent craking
Okay. Did some riding for the first time today. It's a nearly traffic free stretch of service road. I'm very lucky to have it branch just off my parking lot.
So, here's my current main problems (and I wouldn't yet dare venture into active traffic yet):
1. Starting to move. Yes, still having a real problem with the transition from neutral to first gear. I either give too much gas too soon, or stall before I even have a chance to give it gas. I feel like getting it right is almost by luck. I know it isn't, it just feels that way when it happens.
2. As soon as the bike is moving, first gear feels too low. It immediately wants to be in second gear to sound and feel right, and as soon as you get into second and give it some gas, it wants to be in third. I know 250s are geared low, and I know the bike works perfectly because I had an experienced rider ride it up to fifth and back down.
Note: 3rd, 4th and 5th upshifting feels natural, controllable, and fun!
3. Downshifting. None of it feels natural at all. I downshift when it feels sort of natural and the bike lurches. At no point does downshifting to first feel natural, even when just creeping along.
Q: Does downshifting too early hurt the bike?
4. Coming to a complete start, keeping the engine running, and then taking off again almost seems impossible right now. I know it will come.
I almost dumped it once to my utter astonishment. I stalled coming out of a stop sign practice turning left. I think that I was in a higher gear than I realized, and there was no gunning or luching, but there was enough weight and momentum to make the bike suddenly want to tip left. I was able to tip slowly and touch the foot peg and bring it back up.
I'm starting to feel really guilty being this inexperienced with such a nice bike. I pray I don't ruin the transmission... or stall at too high a speed and dump it. I never realized how dangerous stalling could be.
So, here's my current main problems (and I wouldn't yet dare venture into active traffic yet):
1. Starting to move. Yes, still having a real problem with the transition from neutral to first gear. I either give too much gas too soon, or stall before I even have a chance to give it gas. I feel like getting it right is almost by luck. I know it isn't, it just feels that way when it happens.
2. As soon as the bike is moving, first gear feels too low. It immediately wants to be in second gear to sound and feel right, and as soon as you get into second and give it some gas, it wants to be in third. I know 250s are geared low, and I know the bike works perfectly because I had an experienced rider ride it up to fifth and back down.
Note: 3rd, 4th and 5th upshifting feels natural, controllable, and fun!
3. Downshifting. None of it feels natural at all. I downshift when it feels sort of natural and the bike lurches. At no point does downshifting to first feel natural, even when just creeping along.
Q: Does downshifting too early hurt the bike?
4. Coming to a complete start, keeping the engine running, and then taking off again almost seems impossible right now. I know it will come.
I almost dumped it once to my utter astonishment. I stalled coming out of a stop sign practice turning left. I think that I was in a higher gear than I realized, and there was no gunning or luching, but there was enough weight and momentum to make the bike suddenly want to tip left. I was able to tip slowly and touch the foot peg and bring it back up.
I'm starting to feel really guilty being this inexperienced with such a nice bike. I pray I don't ruin the transmission... or stall at too high a speed and dump it. I never realized how dangerous stalling could be.
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Yes, downshifting early can damage a bike. Try not to downshift too early. Let the speed drop by letting off the throttle and using your brakes and then downshift before the bike hits the stall point.
Don't worry about the starting up. It will come. Be gentle with your clutch hand.
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