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Re: That's how they get you

I've never bought a new bike.. always a 2x hand. Tell me if this logic is solid... So I agree to whatever terms factory-financing offers. Check that there is no early payment penalty and then take deal to my credit union for a re-finance. I did this with my cage- they were happy to do it and it didn't cost me any money and very little time. Did I miss something?
 
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