Not to say I support this argument, but to answer your question about how you would "cost this 'society' a single penny" the argument goes as follows:
The insurance you speak of is generally paid for by employers. If claims go up, then rates go up. If the employer is a producer of consumer goods then they will pass the increased cost onto the consumer ("society") and if the employer is the government then they will pass the cost onto the taxpayer ("society") etc.
As for my opinion on helmet laws, put them on the ballot and I will vote against them or to have them repealed. However, I myself wear a helmet 99.9% of the time so these laws are of little consequence to me and there are plenty of other laws over which I am much more concerned. I'll tilt at my windmills and you anti-helmet law folks can tilt at yours.
The insurance you speak of is generally paid for by employers. If claims go up, then rates go up. If the employer is a producer of consumer goods then they will pass the increased cost onto the consumer ("society") and if the employer is the government then they will pass the cost onto the taxpayer ("society") etc.
As for my opinion on helmet laws, put them on the ballot and I will vote against them or to have them repealed. However, I myself wear a helmet 99.9% of the time so these laws are of little consequence to me and there are plenty of other laws over which I am much more concerned. I'll tilt at my windmills and you anti-helmet law folks can tilt at yours.
