Every time I read about a motorcyclist getting killed, especially a skilled rider that takes the proper precautions, I am reminded that we constantly take a serious risk to ride. I would certainly say that the proper kit is critical to survival. To me, the biggest part of staying alive is anticipation and allowing enough space to avoid the inevitable. Having the necessary avoidance skills doesn't hurt either. But there is always the chance that something will happen so fast that the best rider on the planet won't have time to react with the result being from minor road rash, to some permanent disability, to a veggie, to THE END.
It's pretty scary how vulnerable we are. Even more amazing is that so many "riders" refuse to acknowledge these dangers. They don't know avoidance maneuvers, and if they were taught them, don't practice them on a regular basis (absolutely necessary to make them work when you need them the most). In Florida (no helmet required), my guess is 75-85% don't wear them. Saw a guy yesterday: no helmet, tank top, cut off shorts, and rubber flip-flops. People in their 40s-70s should be too old to believe "it can't happen to me." All this does confirm that the majority of motorcycle owners are a pretty stupid lot. Especially when they don't wear any protective equipment to join their riding buddies at the bar for a few brews.
The above is pretty much a waste of verbiage because it won't change a damn thing. Congratulations to those who wear the proper equipment, constantly seek out ways to improve their riding skills, and practice them until instinctive and reactive. Talk about a minuscule groups of elite riders that really give a damn.....