Don't need one but I sure as heck want one. Just wanted to make a few comments about this thread.
First off, this 20 yr old hasn't found it all that easy to get his hands on a new r1 or r6 of the dealer lot. I started on an ex250, and after 5-6k miles, I got a race prepped 600f4 which was stolen after about another 5-6k miles. Now a year later no one will finance me unless I get full coverage insurance (I have good credit, I'm just young). BTW full coverage insurance for the R1 for one year costs as much as the bike does, probably has something to do with the kid I picked up out of the middle of SR436 in orlando at 2am last night after cartwheeling his new gsxr 1000 while driving drunk. I don't know where anyone got the impression that it was easy to finance a bike, I think there are just a lot more young people out there with cash that can walk in and pay full price, after all we aren't talking about a 120k porshe. It certainly hasn't been easy for me trying to buy a new bike.
As far as a tiered system I am completely for it. I just picked up a used 900rr with 26k miles, and I am confident I can handle it, but only after 10+k miles, and as a third bike. Meanwhile my roommate is trying to convince me to still try to get an r1 in a couple months and sell him the 900rr as his first bike! I think the best thing I ever did was listen to my dad, a long time rider, and start out on a 250. The tiered system should apply to everyone, regardless of age, and should be based upon solid demonstration of experience and skill, in a gradual process of increasing freedoms. I'm tired of picking up kids out of the middle of roads because they were ****ier then me and skipped the 250 and 600 and went to a bike that has 30 more hp at the tire then my third bike!
On to the whole 180mph thing and darwinism. Last night I topped my bike out to see what it had, and it made me wonder reading this thread if I shouldn't be chasing any more ass as a result. (185 indicated at 10,500 rpms but that is with a stunter sprocket on the bike and apprx. +15% error on the speedo) I did it at 3am, in south orlando on the portion of goldenroad by the airport that becomes a toll, and only after I rode the road up and down several times without seeing a soul. It's a very fast built (straight w/ sweeping turns) road headed only to the airport, and you have to pay a toll for access. In other words at 2-3 am there is abs. no one on it except for an orange county sherriff dep for some odd reason. I know it was illegal, and irresponsible and all that stuff. But did I really risk anyone else?? Does that one act make me worthless despite my other contributions to society? And even if it does, lets face the fact that although I might not be the brightest, I'm also not the dumbest and there are obviously a lot more people maxxing there bikes out, out there then just me. But where is there a legal safe outlet to do it at? I'm trying to be as safe as possible, you won't see me doing that crap in the middle of rush hour traffic. Shouldn't it be perferred that I do it where I did, rather then on the hwy? Last time I knew there is no where that beats a deserted road at 3 am as far as safety is concerned. Track days are pretty far and few between in central florida, and a 1/4 mile run is fun, but its not completely satisfying. So here is a guy that wants to be legal and as safe as possible (in other words I don't want to hurt anyone else in pursuit of my happiness) but wth am I supposed to go?
Bring on the flames, but I wanted to say that no it isn't that easy for some of us 20 yr olds to get nice new crotch rockets (even if we have taken a more responsible route), and yes I am a fan of a tiered system, because of the way I did it, I haven't wrecked a bike yet (I don't count dropping bikes in parking lots

). And yes I still want a bike that does 180, or in my case for now about 150-160. But please oh please won't someone give me a cheap place to play at so I don't have OCSO telling me what 'normal' people do at 2 am in the morning.
Rob