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I think the same attitude prevails in the US, at least among experienced riders. Determining who's "at fault" legally is a tidy way to handle the post-mortem accounting of who gets a ticket and who's insurance company pays. But it doesn't help the motorcyclist learn how to prevent the same from occurring in the future.

As you say, riding well isn't just passively following the rules and hoping everyone else does too. It requires active participation, always looking for situations where you're vulnerable to drivers who either aren't following the rules or pose a hazard to you through no fault of their own. To tell the truth, the demand on my wits to be better than they are is one of the big attractions of motorcycling.
 
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