I TOTALLY agree with you on that one. I am In the same boat as you, confused between the Fatboy and the Road Star. I too do not understand the mark up of Fat Boys, I can't kick myself hard enough to spend 20k on a motorcycle, fat boy or not. Thats why I have also made the decision of spending less money on a similar yet in my opinion, more bike which is the Road Star. I have a wife and family, and 20k for a motorcycle is not my thing.