Been riding daily for almost two years: to and from work, multiple-day trips with luggage, touring with my girlfriend, ferry trips to other countries, etc. I ride in snow, rain, fog and below freezing temperatures, as well as in the more pleasant spring, summer and fall.
Bought my second motorcycle in April 2003. It's a Hyosung GV250 (sold as some sort of "Alpha cruiser" in the States). It has about 23 horse power. That's MORE than enough for any human need.
Never taken an MSF course. Plan to, though, if I ever move back to North America.
First step I took was to read David Hough's "Proficient Motorcycling". I re-read the book monthly. I keep it in the bathroom for easy access. I take it with me on road trips. I followed his advice. I practice emergency stops in large parking lots on weekends. I also practice figure-8 maneuvers. Practice helps a lot.
Second step was to always wear a bright orange reflective vest. I look like a dork, but that's normal for me. Frontal visibility is key, and the reflective vest has saved me on occasion; It helps to be seen. I recommend a reflective vest to everybody. I ride for convenience, economics and fun, and a reflective vest helps in all those regards.
Third was to try to always wear a bulky protective Kevlar armor jacket. Uncomfortable and hot as hell in the summer, but makes me feel safe. Otherwise, denim jacket. Never filter between mirrors without armor.
Fourth is to only rarely ride drunk, and then, only when BARELY inebriated.
Following these simple rules, I have yet to have a serious motorcycle crash.
-gceaves
Hyosung GV250
Seoul, Korea